Our Financing Options

Located In Godfrey, Illinois


FTL Finance

We are known for "service after the sale" - and financing is no exception. Through our financing programs, we offer several flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from us, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of our special financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.


Wells Fargo Bank, N.A.

Wells Fargo Bank, N.A. offers several special options for financing your new product or service with approved credit. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your budget.

With approved credit from Wells Fargo Bank, N.A., you'll enjoy:

  • Convenient monthly payments
  • Special financing terms
  • Easy online account management

Plus, by taking advantage of financing, you won't use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They will still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.


Premier Program

For many homeowners, replacing their heating and cooling system is an unpleasant experience. Breakdowns often happen at the most inopportune times and finding the right contractor can be challenging. Moreover, repairs are expensive and often don’t make financial sense on older systems, while replacements can cost thousands of dollars that many homeowners don’t have in their budget.

At Service 1st Financial, we are seeking to improve the homeowner experience by offering a comprehensive, worry-free option for homeowners to replace their HVAC system all for a low monthly payment.


How Premier Program™ Works:

  • Step 1 - Pick Your Comfort System. Working with King Air Conditioning & Heating, you select an HVAC system that meets your heating and cooling comfort needs.
  • Step 2 - Apply for Premier Program™. Complete the online application with an instant decision on submission.
  • Step 3 - Select Your Install Date. Pick the installation date that best fits your busy schedule​.
  • Step 4 - Installation of System. Your heating and cooling system typically will be installed in one day by your authorized contractor.
  • Step 5 - Enjoy The Comfort. With Service 1st Financial's Premier Program™, you will be able to enjoy worry-free home comfort all year round.
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