Financing Your New Air Conditioning or Heating Equipment Purchase

Microf | SunTrust

Microf and SunTrust have partnered to provide a single application for a financing and lease purchase program that enables clients to restore their heating and cooling needs with an affordable monthly payment.

5 Things You Need to Know About the Flexible Financial Solutions Application:
  • Full service lending (through SunTrust) and lease-purchase options (through Microf). One stop shop!*
  • A FAST and EASY online or mobile application process.
  • Real-time approval decisions in most cases with more opportunity for an approval.
  • Flexible options to meet consumers’ needs across a broad credit spectrum including low monthly payment, 0% intro APR promotions, deferred payment, or lease purchase for good or below average credit.**
  • Completely focused on the HVAC Industry. HVAC systems are one of the largest expenses for homeowners, averaging between $5,000-$8,000 for a replacement system.***
Flexible Financial Solutions offers:
  • Low monthly payment and 0% intro APR options for qualifying clients**
  • Solutions for customers with good credit or below average credit
  • A FAST and EASY online application process with an instant decision in most cases
  • No prepayment or early payment penalties
To apply, all you need is:
  • A valid U.S. Driver’s License, U.S. Military ID or U.S. Passport
  • Personal information
  • An email address
  • About 5 minutes

*Financing and lease-purchase options are available for primary or vacation/second homes, but unavailable for non-owner occupied investment/rental properties.

**0% intro APR option is subject to availability. Please check with your contractor to see if this option is available.

***Source: HVAC Costs Homeowners Should Know (2018, January 17) Retrieved from SunTrust Bank, Member FDIC. ©2018 SunTrust Banks, Inc. SUNTRUST and the SunTrust logo are trademarks of SunTrust Banks, Inc. All rights reserved.

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FTL Finance

We are known for "service after the sale" - and financing is no exception. Through our financing programs, we offer several flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from us, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of our special financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

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